The Smart Way to Lower Your Car Payments

  • Single form, multiple personalized auto refinancing offers*
  • Loans up to $100K. Rates starting from --% APR**
  • Checking rates won't affect your credit score

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Other types of loans: Check your rate for these specific loan types

How it works

Apply online in minutes

Tell us about your car and the remaining balance on your auto loan.

Choose your best offer

Compare rates, terms, and payments among competing lending partners.

Get your money

Receive new loan proceeds and continue paying off your car at a lower rate.

When should I consider refinancing my auto loan?

Refinancing your auto loan can lower your monthly car payments and allow you to adjust the loan term to fit your financial state.

  • Your credit score improved

    If your credit score has improved since you bought the car, you may be able to qualify for a lower interest rate when you refinance.

  • Interest rates are lower

    Check the interest rates. If they are lower than what you initially bought the car with, refinancing can help you lower your monthly payment and total repayment.

  • You are struggling with payments

    If you are struggling to pay the monthly payments, you may be able to get a longer term loan and making your payments smaller and more manageable.

  • Checking rates won’t hurt your credit score!

    Comparing options on SuperMoney won’t hurt the applicant’s credit score because SuperMoney’s lending partners perform a soft credit pull as part of the prequalification process.

One form... Many great options...

SuperMoney is directly integrated with leading auto lending partners who cater to all types of credit. You’ll fill out one easy form and get competing pre-approved loan offers back in real time. Our partners all do a soft credit pull so checking your rate won’t impact your credit score.
Loan Offers Page Example

No annoying sales calls

Some sites out there claim to do what SuperMoney does but really sell your personal data off to the highest bidder in what’s called a “lead auction.” Chances are, you are not going to find your best loan option from a lender who is willing to pay the most for your data. This is NOT how SuperMoney operates!
  • No annoying robocalls

    SuperMoney’s loan offer engine integrates with lenders directly, which means you won’t get those incessant robocalls from lead buyers.

  • No lead auction

    We do not sell your personal data off to the highest bidder. We work directly with our lending partners to provide pre-approved offers back in real-time.

  • Transparent comparison

    With SuperMoney, you can transparently compare your options and choose the best one for you without any pressure.

Don't just take our word for it.

Here's what satisfied SuperMoney users are saying about their experience.
Macie
on April 13, 2018

I am fairly new to the loan process and what I would consider not very savvy in the finance world. SuperMoney was extremely patient and helpful. They were sure that I understood all of my options in full so that I truly felt well informed. However, the true upside is money saved in comparison to other avenues I have researched. Well done!

Benjamin
on May 8, 2014

SuperMoney is the best consumer finance review portal I've found online. I appreciate their news articles and tips which surprisingly almost always have useful advice for managing everyday financial decisions, rather than being the all-too-familiar promotional spam in my inbox. I've also used their comparison engine to help me decide on which credit card to get and found the combination of search filters and reviews very helpful.

CJ
on October 2, 2014

Super Money was great at helping me finagle through a market crowded with a lot of money services. It all became so incredibly confusing. They provided a lot of information the helped me make the best decision possible for me and my family. I will for sure refer back to them again!

Rupert
on April 17, 2018

What a great site! I got on it to research something specific. I was able to research, apply and get approved for a loan in minutes. Then I started looking at the rest of their content and got hooked for over an hour. I’ll definitely be back.